Website Terms and Conditions

Effective date: 1st January 2021

Please take the time to read these terms and conditions for Our website, which is hereinafter referred to as "the Product" and which is located at www.capitalreviewgroup.com.au

The Product is owned and operated by Capital Review Group Pty Ltd (ACN 613 462 623). 

By continuing to use the Product, You acknowledge that You have had the chance to review and consider these terms and conditions and You acknowledge that You agree to it. This means that You also consent to the use of Your information and the method of disclosure as described in Our Privacy Policy. If You do not understand these terms and conditions or do not agree to it then please do not use our Product. 

By using this Product, You are therefore agreeing to these terms and conditions.

1. Definitions

"Company IP" includes, but is not limited to, the contents, layout, design, colours, appearance, graphics and imagery of the website, Content and Materials as well as all copyrights, trademarks, trade secrets, patents and other intellectual property contained in the Product, Content and Materials.

"Content" means any content, writing, images, audiovisual content or other information published on the Product.

"Effective Date" means the date that this Privacy Policy comes into force.

"Goods" means any or all goods provided by or on the Product.

"Items" means any and all of the Product, Goods, Services, Content and Materials collectively.

"Materials" means any materials, information or documentation that We may provide to You in connection with Your use of the Goods or Services or Product including documentation, data, information developed by Us or owned by Us, and other materials which may assist in Your use of the Goods or Services or Product.

"Parties" means both You (the user of the Product) and Us (the owner of the Product) collectively.

"Personal Information" means information that we obtain from You in connection with Your use of the Product.

"Product" means the website including all pages, all sub pages, all other connected pages and all other connected information on any page found at www.capitalreviewgroup.com.au

"Services" means any or all services provided by or on the Product.

"Third Party Links" means links or references to websites other than the Website, to content other than the Content or to materials other than the Materials, none of which are controlled by Us.

"Third Party Service Provider" means a third party, separate from Us or Our company but which provides services that assist Us in serving You. This may include but is not restricted to web hosting, IT services, security services, payment processing, deliveries, customer service, order fulfilment or other services.

"Us", "We", "Our", "the Company" or "the Owner" refers to Capital Review Group Pty Ltd.

"Us", "We", "Our", "the Company" or "the Owner" also includes any employees, affiliates, agents or other representatives of Capital Review Group Pty Ltd.

"Website" means the website www.capitalreviewgroup.com.au 

"You" or "Your" refers to the user of the Website.

"Your Content" means any Content posted to or added to the Website, Content or Materials by You or by somebody authorised by You or doing so on Your behalf.

2. Accuracy of Content

We have taken proper care and precautions to ensure that the information We provide on this Product is accurate. However, we cannot guarantee, nor do we accept any legal liability arising from or connected to, the accuracy, reliability, currency or completeness of anything contained on this Product or on any linked site. 

The information contained on this Product should not take the place of professional legal advice.

3. Product Use

The Product is made available for Your use on Your acceptance and compliance with these terms and conditions.  By using this Product, You are agreeing to these terms and conditions.

You agree that You will use this Product in accordance with all applicable local, state, national and international laws, rules and regulations.

You agree that You will not use, nor will You allow or authorise any third party to use, the Product for any purpose that is unlawful, defamatory, harassing, abusive, fraudulent or obscene way or in any other inappropriate way or in a way which conflicts with the Product or the Services. 

If You make any public comments on this Product which are, in our opinion, unlawful, defamatory, harassing, abusive, fraudulent or obscene or in any other way inappropriate or which conflict with the Product or the Services offered, then We may at Our discretion, refuse to publish such comments and/or remove them from the Product.

We reserve the right to refuse or terminate service to anyone at any time without notice or reason.

4. Delivery, Payments and Refunds

All online material is delivered online. No physical copies will be provided.

Payment is required before access is provided.

You acknowledge and agree that there are no refunds for change of mind.

5. Passwords and Logins

You are responsible for maintaining the confidentiality of Your passwords and login details and for all activities carried out under Your password and login.

6. Indemnification for Loss or Damage

You agree to indemnify Us and hold Us harmless from and against any and all liabilities or expenses arising from or in any way related to Your use of this Product or the Services or information offered on this Product, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and solicitors fees of every kind and nature incurred by You or any third parties through You. 

7. Intellectual Property and Copyrights

We hold the copyright to the Content of this Product, including all uploaded files, layout design, data, graphics, articles, file content, codes, news, tutorials, videos, reviews, forum posts and databases contained on the Product or in connection with the Services. You must not use or replicate Our copyright material other than as permitted by law.  Specifically, You must not use or replicate Our copyright material for commercial purposes unless expressly agreed to by Us, in which case We may require you to sign a Licence Agreement. 

If You wish to use content, images or any other parts of our intellectual property, You should submit Your request to Us by using Our Contact Form.

8. Trademarks

The trademarks and logos contained on this Product are trademarks of Capital Review Group Pty Ltd.  Use of these trademarks is strictly prohibited except with Our express, written consent.

9. Links to External Websites

This Product may contain links that direct You outside of this Website.  These links are provided for your convenience and are not an express or implied indication that we endorse or approve of the linked Website, its contents or any associated website, product or service.  We accept no liability for loss or damage arising out of or in connection to your use of these sites. 

You may link to our articles or home page.  However, you should not provide a link which suggests any association, approval or endorsement on our part in respect to your website, unless we have expressly agreed in writing.  We may withdraw our consent to you linking to our site at any time by notice to you.

10. Limitation of Liability

We take no responsibility for the accuracy of any of the content or statements contained on this Product or in relation to our Services.  Statements made are by way of general comment only and You should satisfy yourself as to their accuracy.  Further, all of our Services are provided without a warranty with the exception of any warranties provided by law.  We are not liable for any damages whatsoever, incurred as a result of or relating to the use of the Product or our Services.

11. Information Collection

Use of information You have provided Us with, or that We have collected and retained relating to Your use of the Product and/or our Services, is governed by our Privacy Policy.  By using this Product and the Services associated with this Website, you are agreeing to the Privacy Policy.  To view our Privacy Policy and read more about why we collect personal information from you and how we use that information, click here.

12. Feedback and Suggestions

When You send Us any feedback or suggestions in relation to the Product, You agree that We can use any ideas, concepts, or techniques contained in the feedback or suggestions. When You participate in any chat sites, forums or other activities involving the publication of Materials that you provide in the public forum, You agree that We can reproduce, use and distribute those materials in accordance with our Privacy Policy. 

13. Confidentiality 

All personal information You give us will be dealt with in a confidential manner in accordance with our Privacy Policy.  However, due to circumstances outside of our control, We cannot guarantee that all aspects of Your use of this Product will be confidential due to the potential ability of third parties to intercept and access such information.

14. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Western Australia.  Any disputes concerning this Product are to be resolved by the courts having jurisdiction in Western Australia.

We retain the right to bring proceedings against You for breach of these terms and conditions, in your country of residence or any other appropriate country or jurisdiction.

15. Changes to these Terms and Conditions

We may make changes to these terms and conditions at any time in Our sole discretion.

If We make changes to these terms and conditions, unless We obtain Your express consent to those changes, then such changes will only apply after the date that the changes take effect.

If We make changes to these terms and conditions, Your continued use of the Product after the date the changes take effect confirms that You acknowledge, accept and agree to those changes.

16. Contact Details 

You can contact Us about these terms and conditions by using Our Contact Form.